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Building blocks · Customer identity

A borrowed ID document, a file in someone else’s name, a premium paid to the wrong person?

Every customer verified: the right person, the right document.

The ID document is read and checked, the person is recognised, their name is run against the asset-freeze lists, and everything matches the file: tax notice, bank details, address. KYC, operated on your behalf.

Verify your customersTry the verification
Official specimen of the French national identity card, back

MRZ stripRead

IDFRAX4RTBPFW46<<<<<<<<<<<<<<<9007138F3002119FRA<<<<<<<<<<<6MARTIN<<MAELYS<GAELLE<MARIE<<<
  • 6Document no.
  • 8Date of birth
  • 9Expiry date
  • 6Overall check
Liveness check · via a provider

Identity verified · Maëlys-Gaëlle MARTIN

Know your customer

The document · the person · the lists

Three questions before every payment: is the document genuine, is the person the one on the document, is their name on an asset-freeze list?

Official specimen of the French national identity card, back

Read from the MRZ stripID card · FRA

Surname
MARTIN
Given names
MAELYS GAELLE MARIE
Document no.
X4RTBPFW4
Birth · expiry
13/07/1990 · 11/02/2030
  • 6Document no.
  • 8Date of birth
  • 9Expiry date
  • 6Overall check

Check digits recomputed · same name as the file

Official specimen · French Ministry of the Interior

01ID document

The problemA doctored photo of an ID card, or someone else’s.

The document read, digit by digit.

ID card, passport or residence permit: the machine-readable zone (MRZ) is decoded and its check digits recalculated, then the name, date of birth and expiry date are compared with the front of the document and with the file.

  • MRZ decoded, check digits recalculated
  • Dates of birth and expiry checked
  • The same name as on the file

Turn your head slowly

  • Look at the screen
  • Turn your head
  • Compared with the document
Reproduction

Provider’s responsePVID

Liveness check
Passed
Face and document photo
Matching
Provider
Certified by ANSSI

The person is the one on the document

02Selfie and liveness check

The problemThe right card, in someone else’s hands.

The person really is the one on the document.

A video selfie is compared with the photo on the document, with a liveness check: no photo of a screen, no mask. This check is operated by a remote identity verification provider certified by ANSSI (the French national cybersecurity agency), built into your customer’s journey.

  • Face compared with the document photo
  • Liveness check
  • Via an ANSSI-certified provider
République
Française

Single-use proof
of identity

No. Q4M7XK2TRP9VDNB

Permitted use

Intended for
Your brand
Reason
File 2026-0412
Generated on
28/10/2026
Use-by date
04/11/2026

Issuer

Surname
MARTIN
Given names
Maëlys-Gaëlle, Marie
Sex
F
Nationality
FRA
Date of birth
13/07/1990
Place of birth
PARIS
Scan this QR code
with the France Identité appor check this proof at
france-identite.gouv.fr/justificatif

Proof obtained from an identity card valid at the time of generation in the France Identité app.

This document may not be used outside the specific purpose for which it was defined.

This electronic identity certificate was generated from data taken from a valid identity card and the France Identité app, in accordance with Decree No. 2022-676 of 26 April 2022 authorising the creation of an electronic identification means called the “Digital Identity Guarantee Service” (SGIN) — this certificate is electronically signed by the Ministry of the Interior to guarantee the integrity and accuracy of the identity attributes to the recipients to whom it is sent — the processing of the user’s personal data within the SGIN complies with Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data (GDPR).

Reproduction · specimen, example values

Verified by Trustia

  • Valid electronic signature
  • Recipient and deadline respected
  • Same identity as the file

03France Identité

The problemPhotocopies of ID cards in circulation, which nobody can verify.

The France Identité proof, verified.

Your customer can provide a single-use proof of identity from the France Identité app, the French government’s digital ID app: a document signed by the Ministry of the Interior, limited to your procedure and to a date. Its signature and code are verified, with no photocopy of the ID document.

  • Signed by the Ministry of the Interior
  • Limited to your procedure, with an expiry date
  • No photocopy of the ID document
List screeningFile 2026-0412 · Maëlys-Gaëlle MARTIN

Identity screenedRead from the MRZ strip

Surname
MARTIN
Given names
Maëlys-Gaëlle, Marie
Born on
13/07/1990
Nationality
FRA

Lists checked

ListResult
  • National asset-freeze registerDirection générale du Trésor · published 27/10/2026 at 18:41 · 8,215 people, entities and shipsNo match
  • Politically exposed personsLists from a specialist providerNo match

Matched on surname, given names and date of birth. Any match, even partial: the file goes to an analyst

Log · 28/10/2026 at 09:14 · check when the file was opened · example

Reproduction

04Asset freezes and PEPs

The problemPaying a person subject to an asset-freeze measure, without knowing it.

Every name is run against the lists.

The name and date of birth are compared with the national asset-freeze register kept by the DG Trésor (the French Treasury), which includes UN, European Union and French measures, and with a specialist provider’s lists of politically exposed persons. A match goes to an analyst.

  • National asset-freeze register, DG Trésor
  • Politically exposed persons, via a provider
  • A match, an analyst

File 2026-0412 · same identity everywhere?

  • ID documentMARTIN Maëlys-GaëlleReference
  • Tax notice · tax authorityMARTIN MaëlysMatches
  • Address · Base Adresse NationaleBordeaux (33)Matches
  • Bank details · holder confirmed by the bankMARTIN Jean · exampleMismatch

Payment on hold · the file goes to an expert

Reproduction

05Everything matches

The problemA genuine document, and bank details in someone else’s name.

The identity, checked against the whole file.

The name on the document is matched against the tax notice verified with the tax authority, the account holder confirmed by their bank, and the address from the Base Adresse Nationale (the French national address database). A discrepancy blocks payment and goes to an expert.

  • Tax notice verified at the source
  • Account holder confirmed by their bank
  • A discrepancy, an expert

On film

An identity verified, from photo to file.

The official specimen of the French ID card, photographed, then its MRZ strip read and its check digits recalculated. The selfie compared by a certified provider, the national asset-freeze register in its latest publication, then the file. Then choose the document your customer presents.

Example film: the official specimen of the French ID card, and the freeze register in its latest publication.

Document presented by your customer

The ID card: its MRZ strip is read and its check digits recalculated; the front and back are compared.

Official specimen published by the French Ministry of the Interior. In production, the face is checked by a certified provider.

Official specimen of the French national identity card, Ministry of the Interior. National asset-freeze register, direction générale du Trésor (French Treasury).

How it works

  1. 01The document is readMRZ, dates, name.
  2. 02The person is recognisedSelfie and liveness, via a provider.
  3. 03The lists are checkedAsset freezes, exposed persons.
  4. 04The file matchesTax notice, bank details, address.

Your questions

What we are asked most.

Which ID documents do you accept?

The French national identity card, the passport, the residence permit, and the single-use proof of identity from the France Identité app.

Do you do the selfie verification yourselves?

No: face comparison and the liveness check are operated by a remote identity verification provider certified by ANSSI, built into the journey. Trustia operates the rest: the document, the lists and the consistency of the file.

Which lists do you check?

The national asset-freeze register kept by the DG Trésor (the French Treasury), which includes UN, European Union and French measures, and a specialist provider’s lists of politically exposed persons.

What happens if there is a doubt?

The file is put on hold and goes to an analyst, with the reason: unreadable document, different face, a name close to that of a person subject to a freeze. Nothing is paid before their decision.

Does the EU anti-money laundering regulation change anything?

Regulation (EU) 2024/1624 applies from 10 July 2027: the same customer identification and verification rules across the whole Union. The block’s checks are set up according to the obligations that apply to you.

With the other blocks

One block among fourteen.

Which customers do you want to verify?

New projectA bespoke tool, a study of your volumes or a call for tenders?Contact the sales teamAlready a clientA question about a file, your access or an invoice?9 am – 8 pm, 7 days a weekContact customer service